We recognise that you may want the reassurance of owning your home in retirement. Many of our clients decide to buy their dream home in the sun.

We are here to help you help you find your ideal home, but we do not take a purely passive approach. We help you to question whether an immediate purchase is the correct path to take, whether you would be better served by renting before buying, in particular if you do not know the country nor have a good idea of your preferred location, and even help you to work through some calculations of possible returns if you make an investment purchase.

From a very early stage we have recognised that the only way in which to offer true choice across a variety of regions, is to work with specialist local partners in each. Our local teams, located across the Algarve and in Lisbon, manage our broad network of alliances covering the entire Algarve and the greater Lisbon area including the Cascais/Estoril coast, and south to the Setúbal peninsula. In the Silver coast, Porto and Madeira, we work with preferred partners but do not have a local team. We offer excellent coverage of the country’s most popular destination regions for retirement, and are well positioned to show you properties matching very specific requirements.

Our extensive range of partnerships with owners, developers and local agents provides customers with a one-stop solution for their long-stay or permanent retirement needs.

Unlike franchised real estate agency networks, which tend to want to sell only their own listings, and local agencies who know an area well but do not have the bandwidth to move outside it, we offer the best of all worlds.

Moreover, we are increasingly acting as buyer agents, ensuring that clients get the benefit of our network and expertise and lowering the commissions associated with buying and selling real estate. Click here to see how we can act on your behalf in the search for and purchase of a property.

  • Clients have increased probability of seeing a wide variety of options in each location
  • Each regional partner presents the best options, we vet the proposals before compiling a short-list
  • You save hours trawling the internet for properties
  • You are only presented with properties which really exist and not those which have been sold or taken off the market
  • You protect your personal data from being used for years by multiple agents
  • If you combine your search with a Discovery Tour, which we recommend if you are not certain of exactly where you wish to buy, then you will be given very specific, contextual insights by an experienced local expert, helping you to decide about a property and a specific town or neighbourhood

Real Estate Sales Services

Forex (foreign exchange)

An often underrated or little-known aspect, we consider this a compulsory step in any purchase transaction where the funds for purchase are held in a currency other than the Euro.

At a basic level, use of a forex provider will typically save around 4% when compared to using your high street retail bank. Once a forex account is set up, it can also be used for regular transfers such as pension payments. Finally, with exchange rates fluctuations becoming an increasingly normal part of everyday life of international retirees, forex companies can program a watch to allow you to trigger a forex transaction at a time when the exchange rate is particularly favourable. Together these small steps can translate into significant savings. We are able to make introductions to some of the world’s leading forex companies

Legal

Whether it be preparing a local will, reviewing a long-term rental contract, applying for permanent residence or having someone represent your interests in a property purchase, we can recommend a law firm to assist.

Fiscal Numbers

The Fiscal Number or Número de Identificação Fiscal (NIF) is a unique taxpayer identification similar to the US Social Security Number, the UK’s National Insurance Number and Spain’s NIE. It is required for any financial transaction in the country, such as purchasing a house, obtaining an official receipt or applying for the NHR status.

It is an easy and inexpensive process.

Banking

Opening a bank account is not essential for non-residents, but a practically necessary step for most people who have an interest in Portugal. We recommend opening a bank account close to where your economic interest lie, and we will assist with relevant introductions to suitable banks, taking into account wherever possible your language of origin, as sometimes it is possible to find branches with French or Spanish speaking staff, for example.

For our clients, we are also able to make introductions to mortgage providers and mortgage brokers.

Property and Indemnity Insurance

We offer a fixed-priced service which compares property, contents and indemnity insurance (as appropriate) from multiple providers.

As with our long-term rental service, we offer a similar, fixed-price property sourcing service if you have a very specific requirement which requires out of the ordinary or time-consuming research. This is also an excellent option if YOU WANT US TO REPRESENT YOU. In effect, Portugal Senior Living and Algarve Senior Living already act as a specialist brokerage service for our clients, acting in your interests in the buying process.

Contact us for more information if you want the benefit of independence.

CALL US NOW

On (+44) 208 144 7558 (UK), (+351) 965 683 054 (Portugal) or (+46) 855 922 345 (Sweden)

fulfil your dreams